See the month at a glance
Income, spending and what you have left over — without a wall of accounting jargon.
KiraKira ✨
Personal money management, made friendlier.
Make your money make sense. Understand everyday spending, keep goals visible, and see a simple picture of how your money is moving.
Launching Soon
9:41KiraKira100%
This month
Make it make sense.
Left over
RM 3,310
In
RM 8,420
Out
RM 5,110
Money Momentum
78
Swipe to preview KiraKira
Key benefits
Built to feel clear, not complicated.
Keep goals in view
Whether you are saving for something specific or watching a budget, progress stays visible.
Plan without the pressure
Forecasts and what-if questions are there when you want them. They are planning tools, not financial advice.
Feature highlights
The pieces that matter day to day.
Income, expenses and savings
Record everyday money in a way that stays simple.
Dashboard that makes sense
A calm snapshot of how the month is going.
Money Momentum
A 0–100 score from surplus, recorded savings, spending control and consistency.
Goals
Keep saving targets and other goals on the home screen of your financial life.
On-device privacy
Local storage by default, with optional Google Drive backup if you want it.
How it works
Four quiet steps.
01
Add what comes in
Log income as it arrives, in the categories that match your life.
02
Track everyday spending
Capture expenses quickly — including optional on-device receipt scanning on Pro.
03
Watch your goals
Keep the things you are working towards visible, not buried in a spreadsheet.
04
See your momentum
Use Money Momentum as a simple pulse check, not a judgement score.
Plans
Free vs Pro
Start free. Upgrade when you want forecasting, backups and the extra planning tools. Prices and offers are shown in the app and billed through Apple or Google.
Free
Core tracking for everyday money.
- • Income and expense tracking
- • Basic dashboard
- • One active goal
- • Basic monthly report
- • On-device storage and app lock
KiraKira Pro
Monthly or yearly, managed in the store.
- • Unlimited goals
- • Forecasting and goal prediction
- • Cash-flow projection
- • What-if scenarios and insights
- • Advanced reports
- • CSV / PDF export
- • Receipt scanning
- • Multiple accounts
- • Google Drive backup and restore
Privacy
Your data, your control.
There is no KiraKira server account. Transactions, accounts, goals and receipt photos stay on your device unless you choose to back them up or export them.
- On-device SQLite storage by default
- Optional Google Drive backup on Pro, only when you connect it
- Receipt scanning runs on the device — photos are not uploaded for OCR
- Optional PIN / biometric app lock, and balances hidden in the app switcher
9:41KiraKira100%
Your data, your control
On-device storage
Optional Drive backup
App lock & hidden balances
Numbers stay on your phone unless you choose to back them up.
FAQ
Questions, answered simply.
What is KiraKira?
KiraKira is a simple financial planning app for personal use and small businesses. You record income, expenses and savings, set goals, and see summaries, forecasts and insights based on the data you enter.
Where is my data stored?
Your numbers are saved locally on your device. Optional Google Drive backup and CSV export only share data when you choose those features. KiraKira asks the operating system not to auto-copy the database into device backups.
Is this financial advice?
No. Forecasts, what-if scenarios, Money Momentum and insights are for planning only. They are not financial, tax or investment advice.
What is included in Free vs Pro?
Free covers core tracking for income, expenses, savings and one active goal. Pro unlocks extras such as forecasting, what-ifs, receipt scanning, export and Google Drive backup. Current entitlements are always shown in the app.
How do subscriptions work?
Paid plans are billed through the App Store or Google Play. Manage, cancel or restore purchases in the store account you used. KiraKira does not take card details on its own servers — there is no KiraKira account.
KiraKira
Ready to understand your money better?
Start with KiraKira.
Launching Soon
A product from S Factor Technologies. Need help? VisitKiraKira support.