Software Products & Enterprise Solutions

Simple solutions. Real impact.

We build practical software products for individuals, businesses and financial institutions — from mobile apps and business tools to configurable enterprise platforms.

Individuals
Businesses
Financial institutions

Explore products

From everyday apps and business tools to configurable enterprise platforms you can own.

S Factor Technologies apps on phone, laptop and tablet

User FocusedDesigned with people in mind.
Reliable & SecureBuilt with quality, security and privacy.
InnovativeCreative solutions that solve real problems.
Scalable SolutionsSolutions that grow with your needs.

What we build

Apps, business tools and digital products for people and businesses — and custom work.

Consumer Apps

Apps for everyday life

KiraKira · HEKE · Owevia

Practical apps for personal money, a private weight journey and debt payoff — on your phone.

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Business

Tools for small businesses

GenFinovo

Quotations, invoices, payments and collections — a calm workspace in the browser, with a portal for your customers.

Explore GenFinovo →

Digital products

Downloads you can buy

One-time files, not another app

Spreadsheets, templates and guides you pay for once and use on your own computer — emailed after checkout.

See digital products →

Custom

Custom Software & Websites

From business websites to tailored software solutions, we build technology around your requirements.

Get Project Estimate →Contact Us

Business · GenFinovo · Available

Run your business with clarity.

Quotations, invoices, payments and collections — in one calm workspace. Open it in the browser and invite customers to a portal, wherever you work.

Quotations, invoices, payments and collections in one workspace
A customer portal in the browser, wherever you work
LHDN MyInvois already integrated for Malaysian teams

Web · Officially launched
MyInvois for Malaysia · Available
iOS · Coming Soon
Android · Coming Soon

Open GenFinovo Explore GenFinovo

GenFinovo web dashboard showing invoiced, collected, outstanding, overdue, invoiced vs collected and receivables aging

Digital download · v1

Freelancer Business Starter Kit

Quotation and invoice templates, income and project trackers, a pricing calculator, a Start Here guide, a workflow checklist and 16 client messages.

Spreadsheets include editable yellow cells, formulas, dropdown selections and sample data.

See the kit

Quotation and invoice templates
Income, expense and profit tracker
Customer, project and payment tracker
Project pricing calculator
Branded Start Here guide
Freelancer workflow checklist
16 client message templates
Usage and redistribution terms

Personal · KiraKira · Available

Make your money make sense.

Personal money management — income, spending, goals and a simple view of how your money is moving.

Income, spending and goals in one view
A simple picture of how your money is moving
On-device by default

iOS · Available
Android · Beta

Explore KiraKira →

Personal · HEKE · Available

Track. Progress. Lighter You.

A private weight journey. Weigh-ins, measurements, photos and milestones stay on your device — no account, no subscription, no cloud.

Weigh-ins on a month calendar, with measurements and photos
Progress, Trends and muscle mass in kg or lb
On your device — no account, no cloud

iOS · Available
Android · Beta

Explore HEKE →

HEKE home showing weekly progress, the next milestone, BMI and the week calendar

Also in progress

Owevia and a new travel app.

Coming Soon

Owevia

A clearer journey towards becoming debt-free.

In Development

What's new

28 September 2026Update

The Journey Report is now monthly

The Journey Report is now monthly. Each month starts on the 1st, using the weight already on record at the end of the previous month, and you can move between months before you share. The report shows how many weigh-ins you logged that month. Muscle mass on the progress chart is drawn in kilograms or pounds, on the same scale as your weight.

Download on the App Store

26 September 2026Update

Projects for side income

On KiraKira Pro, name a project and record what customers paid you and what you spent. See the profit left over, who has paid, and how sales and profit compare with the targets you set.

Download on the App Store

26 September 2026Update

A month calendar, and muscle mass in kilograms

History shows weigh-ins on a month calendar. Tap a day to open that log, or add a weight for an empty day. Muscle mass is recorded in kilograms or pounds — the same unit as your weight. The Journey Report can also show body-fat and visceral-fat change.

Download on the App Store

21 September 2026Update

HEKE iOS update is now available

Progress, Trends and Journey improvements are live on the App Store. Update HEKE on iPhone and iPad for lost and remaining, optional body-composition change, an estimated goal date, and a clearer next milestone — including first 1 kg.

Download on the App Store

19 September 2026Beta

KiraKira Android beta is available

Swipe for more updates

Simple solutions. Real impact.

Apps, business tools and digital products for people and businesses — and custom work.

Apps for everyday life

Tools for small businesses

Downloads you can buy

Custom Software & Websites

Run your business with clarity.

Freelancer Business Starter Kit

Make your money make sense.

Track. Progress. Lighter You.

Owevia and a new travel app.

Owevia

Something new is taking off.

What's new

The Journey Report is now monthly

Projects for side income

A month calendar, and muscle mass in kilograms

HEKE iOS update is now available

KiraKira Android beta is available